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If you are an active member of the 2015 Scheme you may opt to make added pension payments in order to increase:

  • your retirement benefits for a period of service
  • your retirement benefits and death benefits for a period of service

If you choose to exercise this option you will be able to decide whether the added pension payments are to be made by:

  • periodical payments
  • a lump sum payment

Download and complete the purchase of additional pension estimate request form.

You will only be able to exercise the lump sum option if you have been an active member of the scheme for a continuous period of at least 12 months and you have been provided with a statement of the amount of added pension.

Please note that you may also use the whole or part of a lump sum which would have been payable to you under the Compensation Scheme as a lump sum payment to buy added pension but you will need to specify this option to your Police Pension Authority.

You will be able to exercise the added pension option more than once but you can only choose to make a lump sum payment for added pension once in any scheme year.

The maximum amount of added pension that can be purchased for any scheme year is reviewed annually by HM Treasury.

If you decided to make periodical payments for added pension, the Police Pension Authority may cancel the added pension option if it appears that the added pension limits will be exceeded if you continue to make those periodic payments.

Additional Voluntary Contributions (AVCs)

The 2015 Scheme does not have a formal AVC arrangement, but you do have the option to make contributions to a separate personal pension scheme in addition to your contributions to the 2015 scheme within limits set by HMRC.

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