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Choosing when to retire is one of the biggest decisions you will make during your working life.

You can enjoy a guaranteed package of benefits when you retire, including a pension that increases every year in line with the cost of living for the rest of your life and the option to exchange some of your pension for a tax-free cash lump sum.

If you have decided to retire, it is your employer’s responsibility to tell us when you are leaving and to send us the completed paperwork.

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